Why MEC Plans Are Good For Employees

This article was archived from an older version and links may no longer be active. Minimum Essential Coverage plans (MEC Plans) are a hot topic among employers trying deal with the coming employer mandate (now delayed to 2015). What are MEC plans? You can go here for primer, but basically, an MEC plan is any health plan that meets the minimum threshold required by the employer mandate (which requires an employer to offer "minimum essential coverage" hence the name), but falls short of the "minimal value" or 60% requirement of the "affordability" mandate. This means that an MEC plan will cover less than (in many cases far less) than 60% of the average person's medical claims for a year. Bu

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