The Dec Page
Employee theft claims are regular occurrences among our insureds, certainly more common than hurricanes. Yet, so many employers believe these types of claims cannot happen to them. You see they do not employe anyone they do not trust. They have safeguards in place. They do not keep that much cash on hand, etc. They need employee theft coverage. If they have it, they need to increase their limits.
With open enrollment for ‘Obamacare’ in 2015 starting in mid-November, experts are predicting big increases in premiums in many states. According to an analysis from PricewaterhouseCoopers’ Health Research Institute, health plans sold through the ACA exchanges are going to increase an average of 7.5% next year. (based on preliminary data from 27 states and the District of Columbia)
As we noted here, the DC Circuit has vacated its panel decision deciding the ACA shoud be enforced as it reads to NOT allow subsidies sold outside of state health exchanges (i.e., through the federal exchange). This was a huge holding, but the odds were stacked against its survival within the more liberal DC Circuit.
When was the last time you received an email from a friend stuck in a foreign jail or a "business opportunity" to make millions from Nigeria? I doubt you took any of them seriously upon a moments reflection. What about an urgent email from your CEO asking you to wire money to an account? Would you dismiss that as quickly? The latest "masquerading" email fraud does exactly that. It is a growth industry:
The legal challenges to the ACA just keep on coming. We discussed the mixed bag that was the Hobby Lobby decision last month. For July, it is Halbig v. Burwell. Here is the skinny: