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Norm's Desk

Keep up with our fearless leader right here! Join the fight or just admire the grit.

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The Dec Page

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Posted by Andy Adams on December 22, 2014 - 11:23am
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Colorado, 1972 with "The Elk"

 
1964 was a busy year.  The Beatles took the stage on the Ed Sullivan Show.  The Civil Rights Act was passed.  The US bombed North Vietnam.  There were race riots in Harlem.  Walt Disney’s Mary Poppins premiered to wide acclaim.  
 
There were a few other notable events in 1964 as well.  Norman Earl Adams married his junior-high sweetheart Debra (Debbie) Sue Sherrill.  This was also the same year he decided to get into the insurance business.  Neither one of those occasions made the national news, but they forever changed the lives of quite a few folks.
 
For starters, my very existence was dependent upon the first event.  So I am much obliged for the occasion.  But, that is just my bias.  Getting into the insurance business may not seem of much import to most folks.  Heck, that happens every day, right?  Some guy (or gal) flunks out of some other business and decides to start selling insurance!  How hard can it be?  
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Posted by Andy Adams on December 19, 2014 - 10:48am
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It is a no-win situation when you have to ask, "Where's the outrage?"  The North Korean hack into Sony and Sony's rapid capitulation is something new and different for the age of the internet.  To be sure, the attackers are benefitting from the low esteem held for their victims.  Indeed, most of us chuckled as we heard about the release of embarassing private email exchanges between Sony execs that highlighted actual hypocrisy that was already perceived by millions.  
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Posted by Andy Adams on November 17, 2014 - 11:17am
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O.M.G., this is bad.  Little did I know that the slowly dwindling stockpile of Halloween candy in my pantry could be the last we see of . . . CHOCOLATE!  NO!!!!!

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Posted by Andy Adams on November 12, 2014 - 3:45pm
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Jonathan Gruber is an interesting case.  He is an MIT professor that was one of the chief architects for Romneycare in Massachusetts and Obamacare.

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Posted by Andy Adams on November 11, 2014 - 4:43pm
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If your neighbor is digging a backyard bomb shelter, you can show him up by buying one of these puppies:

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Posted by Andy Adams on November 11, 2014 - 4:13pm
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You may recall the circuit panel ruling in Halbig v. Burwell this past Summer.  This is a little case with huge potential implications for the ACA.  I say potential because the panel holding was quickly vacated by the DC Circuit Court of Appeals.

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Posted by Andy Adams on November 11, 2014 - 3:07pm
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Last week, the IRS released Notice 2014-69.  The notice states that plans that do not provide in-patient hospitalization or physician services do not provide "minimum value" as that term is defined by the ACA.

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Posted by Andy Adams on October 2, 2014 - 11:30am
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From the Houston Chronicle:  “Our whole industry believes this is the next big change, and like any change, there will be winners and losers from an industry standpoint,” he told me. “But this is a net win for small-business owners — they’re not going to make this change because they are losing, they are going to do it because it’s an economic advantage.”
 
From Houston Small Business Owners: "You have GOT to be kidding me!"
 
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Posted by Tracy Dacus on September 23, 2014 - 9:53am
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Last week I posted on Facebook that my husband and I had ‘Ubered for the first time last night, and it was awesome.’  Needless to say, the responses were mixed!  Some of my friends were in the know about ‘Uber’ but a few seemed shocked I would post such personal information on social media.  
 
I first heard about Uber last year while visiting friends in Dallas.  ‘Will you be Ubering over?’  I thought he was speaking another language.  Then he realized I’d never Ubered before so he explained what it was.  ‘You mean people get into a car with total strangers and pay them to take them places?’  It sounded like a liability nightmare to someone in the insurance business.  
 
So when I heard that Uber had finally been okayed in Houston (I hate to see Dallas beat us on anything, argh) I downloaded the app.  We were heading to my high school reunion at a popular spot on Washington, where it’s a nightmare to park.  Friends dropped us off, and when we were ready to depart, I pulled up the app and let it be known we needed a ride.  Our car arrived within 2 minutes!  
 
The last time I tried to get a Yellow Cab to come pick me up via the Hailacab Houston app, I waited 25 minutes and finally had to find alternate means of transportation.  So far, this Uber thing seemed pretty cool.
 
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Posted by Tracy Dacus on September 17, 2014 - 8:46am
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Starting January 1, 2015, OSHA's updated record keeping rule will expand the list of severe injuries that all employers must report to OSHA.  Establishments located in states under federal OSHA jurisdiction must begin to comply with the new requirements; those located in states that operate their own safety and health programs should check with their state plan for the implementation date of the new requirements. 

 
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