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Builder’s risk insurance (course of construction insurance) is critical to contractors. It is also highly unpredictable and dangerous . . . just like dragons.
It’s unpredictable because:
there is no standard form – coverage varies widely;
Worker misclassification is a problem without a good solution. It is already against both federal and state law, but it is still rampant among employers, especially in the construction industry. Why?
Twenty-one year old Texan, Kent Chipman, was serving aboard the USS Kirk when he saw the 10-month old baby dropped from the back of the Chinook helicopter hovering 15 feet above the fantail of the Kirk. "I remember the baby coming out," he recalled. "You know, there was no way that we were going to let them hit the deck or drop them. We caught them." "Catching babies like basketballs" was how another sailor described the scene.
Many commentators are dissenting from the view that Chief Justice Roberts abandoned his principles in deciding to uphold Obamacare as a constitutional tax. They point out the strength of his opinion that Obamacare is unconstitutional under the commerce clause. This could start a rebirth in restrictions on congressional power.
Having now read the opinion, I am hoping that Justice Roberts's children have been returned to him safe and unharmed. I can think of no other reason for his opinion in today's shocking result. It is usually fun to see the opinions of experts be washed away by the hard facts of actual events. Today may be an exception. No one foresaw this result: that we would have a 5-4 decision upholding Obamacare as a constitutional tax.
SCOTUS always surprises. Once again, it proves that what the justices ask during oral argument means squat. Apparently (we have not read the opinion yet), Justice Roberts went left and joined the tax argument and Justice Kennedy went right and would have held the entire law unconstitutional. Wow.
Click the link here. Contains information on "evacuation" routes in case of hurricane and other useful information. Here's hoping we don't need this.
Obamacare will die an inglorious death, suffer a catastrophic wound, or receive a constitutional stamp of approval this week. Thursday should bring the decision, regardless of its result.
Let me preface this blog post by saying that company sponsored wellness programs are a great idea. However, like all great ideas, they should be thoughtfully developed and implemented. You CAN have too much of a good thing. Enter the "The Walkstation" by Steelcase:
Think having an updated safety program is expensive? How about $58,000 worth of OSHA fines?
A manufacturing facility in Texas has been fined $58,000 by federal regulators for exposing workers to safety hazards.