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Norm's Desk

Keep up with our fearless leader right here! Join the fight or just admire the grit.

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The Dec Page

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Posted by Andy Adams on October 15, 2013 - 10:45am
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We had a great turnout for our ACA presentation hosted by Allegiance Bank Texas.  Thank you so much for attending and to Allegiance Bank for hosting the event!

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Posted by Andy Adams on October 2, 2013 - 10:07am
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I had hoped to have a report on my health exchange sign up experience by now. But, I am afraid all I can say is that is basically a virtual DMV.

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Posted by Andy Adams on September 25, 2013 - 5:19pm
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The wait is over.  The community-rated premiums are coming in ahead of the exchange opening October 1st.  Health & Human Services has released a triumphant press release announcing:

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Posted by Andy Adams on September 24, 2013 - 10:01am
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We normally wait until Friday to post videos, but this one is special.  Meet Richie Parker and then try to tell me what you can't do.

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Posted by Andy Adams on September 19, 2013 - 4:51pm
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Who knew that Lady Gaga could be a role model for business?  Perhaps, not a role model but a cautionary tale?  Not so surprising, now, huh?  Gaga is being sued by her former personal assistant.  I know that happens all the time to these Hollywood types, but this case is a little different because the former assistant claims she is entitled to overtime pay.  Why?

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Posted by Andy Adams on September 19, 2013 - 10:28am
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No one will escape the reach of the Affordable Care Act.  Every business regardless of size will see some impact.  It may be small or quite large depending on your company's unique circumstances.  What is your plan?  Do you have one?  Regardless of your answer, Tuesday, October 15th will give you one last opportunity to make sure you are putting your business in the best possible shape to handle the impact of the Affordable Care Act.

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Posted by Andy Adams on September 18, 2013 - 3:57pm
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After many years of waiting to see what community rating will do to small employer groups, we are finally seeing real numbers.  Unless your current insurance premiums  are already high due to poor claims experience, the community rated rates are not pretty.  So far, 15% is typical plus another 5% added in for the fees that will be applied to all group plans in 2014.  This appears to be the starting point.

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Posted by Andy Adams on September 16, 2013 - 1:55pm
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OSHA has released proposed silica standards that could present significant challenges to many contractors working with and managing their silica exposure.  What is silica?  Well, it's sand.  Of course, sand by itself is not really dangerous (unless it happens to be a pool of quicksand that you are standing in without a rope).  However, sand that is being ground or smashed into dust particles can be inhaled.

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Posted by Tracy Dacus on September 13, 2013 - 11:48am
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If you’ve made it out of the house today chances are you don’t have paraskevidekatriaphobia, or fear of Friday the 13th.  According to the Stress Management Center and Phobia Institute, 21 million people in the U.S. suffer from this phobia.  Symptoms range from mild anxiety and a nagging sense of doom to serious panic attacks.  It’s estimated that $800 or $900 million in business is lost on this superstitious day because many people will not fly or do business deals.  

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Posted by Andy Adams on September 12, 2013 - 2:53pm
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A new FAQ released on September 11th indicates that there is no penalty for non-compliance with the exchange notice requirement on October 1st, 2013.  Yet, the requirement still stands.

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