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The Dec Page

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Posted by Andy Adams on September 19, 2013 - 10:28am
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No one will escape the reach of the Affordable Care Act.  Every business regardless of size will see some impact.  It may be small or quite large depending on your company's unique circumstances.  What is your plan?  Do you have one?  Regardless of your answer, Tuesday, October 15th will give you one last opportunity to make sure you are putting your business in the best possible shape to handle the impact of the Affordable Care Act.

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Posted by Andy Adams on September 18, 2013 - 3:57pm
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After many years of waiting to see what community rating will do to small employer groups, we are finally seeing real numbers.  Unless your current insurance premiums  are already high due to poor claims experience, the community rated rates are not pretty.  So far, 15% is typical plus another 5% added in for the fees that will be applied to all group plans in 2014.  This appears to be the starting point.

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Posted by Andy Adams on September 16, 2013 - 1:55pm
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OSHA has released proposed silica standards that could present significant challenges to many contractors working with and managing their silica exposure.  What is silica?  Well, it's sand.  Of course, sand by itself is not really dangerous (unless it happens to be a pool of quicksand that you are standing in without a rope).  However, sand that is being ground or smashed into dust particles can be inhaled.

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Posted by Tracy Dacus on September 13, 2013 - 11:48am
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If you’ve made it out of the house today chances are you don’t have paraskevidekatriaphobia, or fear of Friday the 13th.  According to the Stress Management Center and Phobia Institute, 21 million people in the U.S. suffer from this phobia.  Symptoms range from mild anxiety and a nagging sense of doom to serious panic attacks.  It’s estimated that $800 or $900 million in business is lost on this superstitious day because many people will not fly or do business deals.  

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Posted by Andy Adams on September 12, 2013 - 2:53pm
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A new FAQ released on September 11th indicates that there is no penalty for non-compliance with the exchange notice requirement on October 1st, 2013.  Yet, the requirement still stands.

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Posted by Tracy Dacus on September 11, 2013 - 1:23pm
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We all remember where we were 12 years ago today, when we saw the horrible images of planes flying into the World Trade Center towers.  So much has happened since then that begs the question, have WE forgotten?

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Posted by Andy Adams on September 9, 2013 - 9:29am
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This is a fascinating story about the discovery or "rediscovery" of a Van Gogh painting that has for the last 100 years spent a lot of time in attics.  Declared a fake in 1908 and pass around from dealers until being purchased by its current owners at an unspecified time.

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Posted by Tracy Dacus on September 6, 2013 - 1:59pm
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You hear it all the time, drink at least 8 glasses of water each day.  But did you know too much water can kill you?  
 
That’s what Entercom Radio and the management of KDND in Sacramento found out in January of 2007.  The morning show was hosting a contest ‘Hold Your Wee For A Wii,’ where the object of the game was to drink huge amounts of water and not go to the bathroom.  Hold it the longest and you win the Wii.  Unfortunately, 28-year-old Jessica Strange drank 2 gallons of water and died later that day of water intoxication.  In simplified terms, her kidneys could not keep up with the intake of water, resulting in swelling of the brain and eventually death.  
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Posted by Andy Adams on September 3, 2013 - 11:22am
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Less than 30 days are left to comply with the ACA's exchange notice requirement.  Go here to get the details on this requirement that applies to ALL EMPLOYERS regardless of size or whether they have a benefit plan or not.

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Posted by Andy Adams on August 30, 2013 - 2:03pm
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OK, so that was not the title to this WSJ piece.  It was actually called "Subsidies for Older Buyers Give Insurers a Headache."  It reports what some older Americans and others with health conditions are quickly finding out, the ACA is going to give them a sweetheart deal:

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